1. Purpose and cover of the policy
C. ADDITIONAL COVERS OF THE POLICY
The policy schedule will state, where applicable, any additional covers the policyholder may decide to contract. These additional covers will be governed by the terms of these special conditions, the schedule and the policy's general conditions. If the policyholder has contracted additional covers not included in these special conditions, the schedule will specify the clauses governing the same.
Each of the following additional covers will be provided only where expressly contracted as stated in the policy's schedule, and the cover will only be provided subject to payment of the corresponding premium.
2. Death due to a road-traffic accident
4. Permanent total disability due to an accident
5. Permanent total disability due to a road-traffic accident